A small founding cohort for the first NZ landlords to use Clearhold.
One payment of NZ$199 incl GST covers two NZ tax years of the full app, including Akahu bank sync. After two years, it rolls onto the standard annual subscription at the price of the day. Twenty-five seats. Once they're gone, they're gone.
Built for landlords with 1–3 residential rentals. If your setup is more complex than that, I'll tell you so and point you to an accountant. Better to be slightly narrow than confidently wrong.
New Zealand's open banking standard just went live.
For the first time, a regulated read-only bank-data API is generally available in NZ. That means Clearhold can pull your rental transactions into the right IR3R categories without you ever sharing a password, and without anyone storing your bank credentials. It's the kind of capability that wasn't really possible to build here a year ago.
No password sharing
You authorise read-only access via Akahu. We never see, store, or move credentials.
Regulated rails
Akahu is the open-banking platform NZ banks have agreed on. Read-only by design. Clearhold can't move money even if it wanted to.
Revocable any time
You revoke access in your bank's app or in Akahu's portal. Clearhold loses the connection immediately. No stored secret to leak.
What you get for NZ$199.
The full app, two NZ tax years' access, no add-ons to think about.
Two NZ tax years' access
Buy at launch, covers your 2026/27 and 2027/28 returns end-to-end.
Up to three properties
Single rental, family bach, or three-property mum-and-dad portfolio, all in one file.
Akahu bank sync, bundled
Read-only open-banking feed for every major NZ bank. No add-on, no extra charge.
IR3R-ready accountant pack
Pre-filled IR3R PDF, categorised transactions, chattel depreciation schedule, ring-fence summary, completeness report.
Founding member badge, for life
Yours to keep, even after the bundle rolls into the standard annual plan.
Direct line to the founder
Reply to any email, and you're emailing me. Founder cohort feedback shapes what ships next.
Incl GST. One payment, no auto-renewal during the two-year term. We'll email you 60, 30 and 7 days before it rolls onto the standard annual plan.
Who it's for. And who it isn't.
For you if
- →You own one to three residential rentals in NZ.
- →You either self-file your IR3R or want to hand a clean pack to an accountant.
- →Your setup is reasonably straightforward, held personally or in a simple trust.
- →You'd rather not lose another weekend reconstructing transactions from bank statements.
Not yet if
- ·You own four or more properties. The portfolio tier comes later.
- ·You hold via a complex multi-trust or company structure.
- ·You run short-stay accommodation as a GST-registered business.
- ·You want full automation including filing. Clearhold prepares the pack; you (or your accountant) file.
A few honest answers.
What happens after the two years are up?
Your bundle rolls onto the standard Clearhold annual subscription at the price of the day. We send three emails (60, 30 and 7 days before), plus an in-app banner from 60 days out, so it's never a surprise. Cancel any time during the bundle term or right up to the roll-over date with one click; no awkward emails required.
What's the refund policy?
Inspect drafts as much as you like. Draft accountant packs are watermarked NOT FOR FILING and are always free to download. The 30-day no-questions refund window closes only when you generate a final (file-ready) pack, because at that point you've taken the deliverable. Modelled on how TurboTax handles this: you can preview as much as you want before you commit. Your statutory rights under the Consumer Guarantees Act are unaffected.
Is this tax advice?
No. Clearhold organises your rental records into the right IRD shape and produces an accountant-ready pack. It's the bit that comes before advice. For the advice itself, talk to a NZ accountant or registered tax agent. We'll point you to one if your situation falls outside our lane.
Why a small cohort?
I have a full-time job and I only want as many early customers as I can support properly through their first end-to-end tax year. Twenty-five is the number that lets me give every founding member a real reply when they email. Once it's full, it's closed.
What about my data?
Hosted on Railway in a secure container. Encrypted at rest. Bank connection is read-only via Akahu's open-banking API; no credentials stored on our side. We don't sell your data. Privacy posture is documented in the Privacy Impact Assessment we submitted to Akahu as part of accreditation.
Or email [email protected] with any question first. I read every reply.